2.5% ASSUMABLE LOAN!!!! There's a reason people ask for Verrado by name. Tree-lined streets, miles of trails, and the White Tank Mountains as your backdrop! It's one of the few communities in the Valley where neighbors actually know each other. Inside, the layout is open where you want it and comfortable where it counts, with plenty of natural light and updated finishes throughout. The front and backyard are professionally landscaped, making it easy to enjoy from day one. Energy-efficient features help with long-term savings. Located near parks, trails, Verrado's Main Street, and a range of community amenities including golf, pools, and a gym. This home offers a lifestyle people intentionally seek out.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $89,318. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.