Rare opportunity to own this 5-bedroom, 3-bath home with over 3,000 square feet, a 2-car garage, and a 0.77-acre lot in the heart of Sierra Vista. The flexible floor plan includes two primary suites and numerous updates throughout. Tile and bamboo flooring run throughout the home. The updated kitchen features granite countertops, a farmhouse sink, ample cabinetry, and generous workspace. The living area is anchored by a wood-burning fireplace. Recent improvements include a new water heater and a recoated roof. Outside, the large lot offers room for gardening, RV parking, recreation, or future customization. Located near schools, shopping, restaurants, parks, medical facilities, and Ft Huachuca. The combination of size, updates, and location makes this property stand out.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $202,160. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.