Properties / 17947 W FAIRVIEW Street
VA ASSUMABLERate: 2.9%

17947 W FAIRVIEW Street

$495,000
Goodyear, AZ 85338
2 beds2 baths1,761 sqftSingle Family
The assumable advantage
2.9%
VA assumed rate
$34,388 interest already paid off
Estimated Loan Balance$223,479
Cash to close$272,025
Est. Monthly PITI$1,399
Initial Loan Amount$250,690
Time on site8 days
Remaining Term25 years
Seller's equity (what you pay)
$271,521
Cash or secondary financing
Monthly savings
$1,871
Versus today's market rate
Est. savings per year
$22K
Versus today's market rate

About this home

Welcome to this beautifully maintained home in the sought-after 55+ community of CantaMia, where thoughtful updates, comfortable living spaces, and an exceptional backyard create the perfect setting for effortless Arizona living. With more than $137,000 in upgrades completed over the past five years, this home offers peace of mind and a long list of improvements, including a new HVAC system, a one-year-old pool, a water treatment system, added attic insulation, an iron security door, and a home security system. From the moment you arrive, the charming curb appeal sets the tone with stone accents, a welcoming covered front porch, colorful flowering shrubs, low-maintenance desert landscaping, and a desirable corner lot that provides added privacy. Inside, the light-filled floor plan offer a wonderful blend of everyday comfort and flexible living spaces. Upgraded tile flows through the high-traffic areas, while plantation shutters add timeless style. A generously sized formal dining room can easily serve as a home office, den, or study, giving you the flexibility to create spaces that fit your lifestyle. The inviting great room is designed for relaxed gatherings and everyday living, with abundant natural light and a seamless connection to the kitchen. The well-appointed kitchen features soft-white cabinetry, granite countertops, stainless steel appliances, a gas range, and a stylish tiled backsplash. An eat-in dining area provides a casual spot for morning coffee or meals, while the adjacent flex space is ideal for a home office, hobby area, reading nook, or additional sitting space. The spacious primary suite is a peaceful retreat, highlighted by a charming bay window with plantation shutters. The ensuite bathroom features dual sinks, white cabinetry, and a fully tiled walk-in shower with bench seating, while the generous walk-in closet provides excellent storage. The additional bedroom and full bathroom offer a comfortable and private space for guests. Step outside and discover your own private Arizona oasis. Designed for both relaxation and entertaining, the backyard features an oversized covered patio with mechanical sun shades for enhanced comfort, privacy, and protection from the Arizona sun. The new pool with water feature, installed in April 2025, creates an inviting place to cool off or enjoy a leisurely afternoon. An extended paver patio leads to a private above-ground saltwater spa, creating multiple spaces for entertaining, dining al fresco, or simply enjoying peaceful evenings under the stars. The spacious two-car garage offers exceptional functionality and storage, featuring tons of built-in cabinetry, polished floors, and a convenient utility sink. Whether you're looking for space to organize tools and equipment, pursue hobbies, or simply keep the garage neat and clutter-free, this well-appointed space provides plenty of room to accommodate your Arizona lifestyle. Beyond the home, CantaMia offers an exceptional active-adult lifestyle within Estrella Mountain Ranch. The Village Center provides resort-style pools, fitness facilities, pickleball, and a variety of recreational amenities, while an extensive calendar of clubs, classes, social gatherings, and activities makes it easy to meet neighbors and stay connected. Walking and biking trails, scenic desert surroundings, and the community's beautiful setting provide endless opportunities to enjoy the Arizona outdoors.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $271,521. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet1,761
Property typeSingle Family
MLS #7074891
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,048/mo
Source est. payment (PITI)
$1,399/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$271,521

Asking price minus remaining loan balance. Closing costs are additional.

$0$271,521
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.