Properties / 25882 W NORTH STAR Place
FHA ASSUMABLERate: 6.36%

25882 W NORTH STAR Place

$310,000
Buckeye, AZ 85326
3 beds2 baths1,653 sqftSingle Family
The assumable advantage
6.36%
FHA assumed rate
$65,722 interest already paid off
Estimated Loan Balance$282,410
Cash to close$27,928
Est. Monthly PITI$2,312
Initial Loan Amount$294,566
Time on site37 days
Remaining Term26 years, 6 months
Seller's equity (what you pay)
$27,590
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Situated on a spacious corner lot, this home offers a functional and versatile floor plan with 3 bedrooms, 2 full bathrooms, and plenty of space to make it your own. The den is currently being used as a fourth bedroom, and can be used as a den, office, playroom, or flex space to fit your needs. The open living room flows into the eat-in kitchen featuring oak cabinetry, stainless steel appliances, a pantry, and a breakfast area for additional seating. A two-car garage and desirable corner lot complete this home, offering a great opportunity for buyers looking to add their own personal touches.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $27,590. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,653
Property typeSingle Family
MLS #7062501
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,839/mo
Source est. payment (PITI)
$2,312/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$27,590

Asking price minus remaining loan balance. Closing costs are additional.

$0$27,590
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.