Properties / 17674 W Sunbelt Drive
VA ASSUMABLERate: 5.23%

17674 W Sunbelt Drive

$395,000
Surprise, AZ 85374
2 beds2 baths1,708 sqftSingle Family
The assumable advantage
5.23%
VA assumed rate
$82,064 interest already paid off
Estimated Loan Balance$372,833
Cash to close$23,283
Est. Monthly PITI$2,445
Initial Loan Amount$396,000
Time on site43 days
Remaining Term25 years, 11 months
Seller's equity (what you pay)
$22,167
Cash or secondary financing
Monthly savings
$137
Versus today's market rate
Est. savings per year
$2K
Versus today's market rate

About this home

Meticulously maintained and beautifully updated Coronado model featuring a stunning kitchen with quartz countertops, a gas Wolf cooktop, GE Monogram double ovens, double dishwashers (full-size plus drawer), microwave drawer, and stainless range hood. Luxury vinyl flooring flows throughout with carpet only in the den, complemented by taller baseboards. Both bathrooms have quartz countertops, and the primary suite offers a zero-entry walk-in shower. Additional upgrades include a 2024 HVAC, 2023 water heater, garage cabinets, and a mini-split. Enjoy the full-length covered patio overlooking a beautiful custom mural wall. Leased solar helps keep energy costs down with excellent utility credits. Located in AZT, where residents enjoy an 18-hole golf course, pickleball, tennis, pool.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $22,167. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet1,708
Property typeSingle Family
MLS #7060103
CountyMaricopa County
Assumable loanVA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,192/mo
Source est. payment (PITI)
$2,445/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$22,167

Asking price minus remaining loan balance. Closing costs are additional.

$0$22,167
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.