Properties / 15077 W VALE Drive
VA ASSUMABLERate: 6.5%

15077 W VALE Drive

$345,800
Goodyear, AZ 85395
2 beds2 baths1,269 sqftSingle Family
The assumable advantage
6.5%
VA assumed rate
$30,974 interest already paid off
Estimated Loan Balance$355,181
Cash to close$0
Est. Monthly PITI$2,605
Initial Loan Amount$359,900
Time on site48 days
Remaining Term28 years, 8 months
Seller's equity (what you pay)
$0
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Move right into this beautiful home featuring a bright, open floor plan and a newer A/C (2023). This kitchen shines with granite countertops, rich cabinetry, breakfast bar and a solar tube for abundant natural light. The spacious primary suite offers private patio access, a walk-in closet, an ensuite bath with dual sinks and a seated walk-in shower. A versatile flex space with custom floor-to-ceiling cabinetry is perfect for an office, hobby or reading room with lots of storage. Relax on the covered patio overlooking the private fenced backyard. The garage includes epoxy floors, built-in cabinets, a utility sink and a side door to the outside. This home is move-in ready!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet1,269
Property typeSingle Family
MLS #7051354
CountyMaricopa County
Assumable loanVA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,279/mo
Source est. payment (PITI)
$2,605/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap

Asking price minus remaining loan balance. Closing costs are additional.

Confirm the current loan balance and equity requirement with an agent before estimating cash needed.