Properties / 23014 W LASSO Lane
FHA ASSUMABLERate: 6.43%

23014 W LASSO Lane

$369,990
Buckeye, AZ 85326
3 beds2 baths1,694 sqftSingle Family
The assumable advantage
6.43%
FHA assumed rate
$74,598 interest already paid off
Estimated Loan Balance$361,620
Cash to close$10,824
Est. Monthly PITI$2,864
Initial Loan Amount$373,117
Time on site50 days
Remaining Term26 years, 10 months
Seller's equity (what you pay)
$8,370
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

PRICE DROP!! Welcome to this beautifully maintained 3-bedroom home located in the highly sought-after Sundance 55+ golf community! This move-in ready residence showcases true pride of ownership, offering a clean, well-cared-for space with modern upgrades throughout. Step inside to find a thoughtfully designed layout featuring stylish finishes and a bright, inviting atmosphere perfect for comfortable everyday living and entertaining. The home has been meticulously maintained, allowing you to settle in with ease and confidence. The recently remodeled kitchen - updated just a few years ago - features modern finishes and newer appliances, and a home water softener making it both stylish and functional for everyday use. Additional highlights include a garage with durable epoxy-coated f in cabinets, and a convenient workbench that is perfect for storage, hobbies, or projects. Enjoy all the benefits of living in a vibrant, active adult community with golf, amenities, and a welcoming neighborhood feel. Don't miss your opportunity to own this exceptional home, ready and waiting for you!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $8,370. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,694
Property typeSingle Family
MLS #7003239
CountyMaricopa County
Assumable loanFHA
Tour this home
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Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,360/mo
Source est. payment (PITI)
$2,864/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$8,370

Asking price minus remaining loan balance. Closing costs are additional.

$0$8,370
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.