Properties / 32012 N 169Th Avenue
FHA ASSUMABLERate: 4.43%

32012 N 169Th Avenue

$339,900
Surprise, AZ 85387
2 beds2 baths1,152 sqftSingle Family
The assumable advantage
4.43%
FHA assumed rate
$31,300 interest already paid off
Estimated Loan Balance$76,542
Cash to close$263,532
Est. Monthly PITI$718
Initial Loan Amount$90,811
Time on site29 days
Remaining Term21 years, 8 months
Seller's equity (what you pay)
$263,358
Cash or secondary financing
Monthly savings
$1,547
Versus today's market rate
Est. savings per year
$19K
Versus today's market rate

About this home

1.3 Acres | Fully Remodeled | Incredible Development Potential. Set in one of Maricopa County's fastest-growing areas, this turnkey 2 bed, 2 bath manufactured home offers the rare combination of move-in-ready living and room to create something bigger. Recently remodeled from top to bottom with new flooring, drywall, paint, kitchen, bathrooms, fixtures, doors, plumbing and more, plus newer windows and a 6-year-old roof. The expansive 1.3-acre lot is the true standout, offering open space for horses and livestock or exciting potential for a future custom home. Move in and enjoy the land today while planning your vision for tomorrow!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $263,358. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet1,152
Property typeSingle Family
MLS #7065874
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$458/mo
Source est. payment (PITI)
$718/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$263,358

Asking price minus remaining loan balance. Closing costs are additional.

$0$263,358
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.