Properties / 21427 W MONTE VISTA Road
VA ASSUMABLERate: 6.87%

21427 W MONTE VISTA Road

$390,000
Buckeye, AZ 85396
3 beds2 baths1,843 sqftSingle Family
The assumable advantage
6.87%
VA assumed rate
$39,887 interest already paid off
Estimated Loan Balance$407,266
Cash to close$0
Est. Monthly PITI$3,020
Initial Loan Amount$412,686
Time on site21 days
Remaining Term28 years, 7 months
Seller's equity (what you pay)
$0
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Welcome to this charming home in Sienna Hills with mountain views from the back patio! Fully owned solar panels!! this home has 3 bedrooms and 2 bathrooms in 1843 SqFt with neutral tones throughout. The kitchen has been upgraded with granite countertops, stainless appliances, recessed lighting, tile backsplash, refinished cabinets, a peninsula breakfast bar and a center island with another breakfast bar. 18' of additional top and bottom cabinets were added to the kitchen along with granite counters, providing tons of storage and prep space! The garage was converted into an additional living space, done to code. The primary suite is spacious with a walk-in closet and an ensuite bathroom with a dual sink vanity. The laundry room is fitted with cabinets for additional storage. The backyard features a covered patio complete with a fan and pull-down shades, and stunning mountain views that are easily admired through the wrought iron view fencing. This home is on the corner so only one side neighbor. This home is gorgeous, do not miss out! Sienna Hills is a beautiful community with a pool, clubhouse, and fitness center! This home is just a short distance to the Sienna Hills Community Park and Swim Club, and just a few miles to the Skyline Regional trails. Plus, close to the new Verrado Marketplace, Costco, and I-10 for easy access to even more dining, shopping, and entertainment options.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,843
Property typeSingle Family
MLS #7069601
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,715/mo
Source est. payment (PITI)
$3,020/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap

Asking price minus remaining loan balance. Closing costs are additional.

Confirm the current loan balance and equity requirement with an agent before estimating cash needed.