Properties / 15544 S 181ST Lane
VA ASSUMABLERate: 6.9%

15544 S 181ST Lane

$549,900
Goodyear, AZ 85338
3 beds3 baths2,331 sqftSingle Family
The assumable advantage
6.9%
VA assumed rate
$134,064 interest already paid off
Estimated Loan Balance$509,985
Cash to close$43,260
Est. Monthly PITI$3,894
Initial Loan Amount$528,697
Time on site50 days
Remaining Term26 years, 3 months
Seller's equity (what you pay)
$39,915
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Special financing available ASSUMABLE LOAN low interest rate 4.625% option. Stunning two-story home w/ sparkling pool! Over $60,000 in upgrades, this home delivers a level of finish and value that simply cannot be replicated at this price point through new construction. pentair infloor pool cleaning. Inside, home features a bright/open layout designed for modern living, highlighted by designer flooring throughout, custom finishes, and under-cabinet lighting that elevates the kitchen space. Every detail has been thoughtfully selected to create a clean, sophisticated feel. Whip up feasts and quick bites in the impeccable kitchen, equipped with abundant cabinetry, tile backsplash, granite countertops, SS appliances, island w/ breakfast bar The main bedroom is a true retreat, offering a bathroom with plenty of space. The home features a bright and open layout designed for modern living, highlighted by designer flooring throughout, custom finishes, and under-cabinet lighting that elevates the kitchen space. Every detail has been thoughtfully selected to create a clean, sophisticated feel that stands out from builder-grade homes nearby. Step outside to a resort-style backyard built for Arizona living, complete with a private pool and plenty of space to relax or entertain--all positioned on a premium lot with no rear neighbors for added privacy and tranquility.The Peletier floorplan is known for its functionality and flow, making it one of Toll Brothers' most desirable layouts in the community. Located within Estrella Mountain Ranch, residents enjoy access to world-class amenities including a Troon-managed golf course, lakes, scenic trails, fitness centers, residents clubs, and year-round outdoor recreation. This is a rare opportunity to own a highly upgraded Toll Brothers home on a premium lot--without the added cost, wait time, or uncertainty of building new.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $39,915. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms3
Square feet2,331
Property typeSingle Family
MLS #7007884
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$3,509/mo
Source est. payment (PITI)
$3,894/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$39,915

Asking price minus remaining loan balance. Closing costs are additional.

$0$39,915
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.