Brand-New Roof on Main Home! Affordable Clarkdale Living in Mingus Shadows. Discover the possibilities in this charming 2-bedroom, 2-bath home with a den in the desirable Mingus Shadows community. This home offers a comfortable floor plan with a spacious living area, functional kitchen, and a versatile den perfect for an office, hobby room, guest space, or additional living area. Enjoy the privacy of a fenced yard with room to relax, garden, or create your own outdoor retreat. The home's location offers easy access to shopping, dining, recreation, and all that the beautiful Verde Valley has to offer. Whether you're looking for a full-time residence, seasonal getaway, or an opportunity to personalize a home and build equity, this property is ready for your vision. Offered 'AS IS'. CASH ONLY
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $76,629. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.