Welcome to your relaxing White Mountains retreat! Nestled on a quiet street on nearly a half-acre lot, this charming property offers the perfect blend of comfort, updates, and outdoor living. With a detached bungalow, a 1.5-car garage, and a new roof installed in 2023, this home checks all the boxes. Inside, you'll find numerous recent updates, including a mini-split heating and cooling system (2024), an opened-up kitchen with an induction cooktop, and beautifully updated bathrooms. The open-concept kitchen and living area create a bright, inviting space that's perfect for everyday living and entertaining. In addition to the two bedrooms in the main home, the detached bungalow with electricity provides a versatile bonus space, ideal as a home office, craft room, or man cave. Relax on the front or back deck while listening to the whispering pines, and enjoy the spacious, fully fenced front yard that's perfect for pets, gardening, or outdoor gatherings. The major improvements have already been completed, leaving the finishing touches for you to make this home your own. Whether you're searching for a full-time residence or vacation home, you'll appreciate the mild four-season climate at 6,658 feet in elevation. Outdoor enthusiasts will love the area's endless recreational opportunities, including ATV trails, hiking, hunting, boating, and multiple lakes--all within about 30 minutes in every direction.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $34,155. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.