Properties / 3913 N PRINCETON Lane
VA ASSUMABLERate: 3.04%

3913 N PRINCETON Lane

$335,000
Casa Grande, AZ 85122
4 beds3 baths2,258 sqftSingle Family
The assumable advantage
3.04%
VA assumed rate
$31,500 interest already paid off
Estimated Loan Balance$185,119
Cash to close$149,881
Est. Monthly PITI$1,175
Initial Loan Amount$209,000
Time on site1 day
Remaining Term24 years, 9 months
Seller's equity (what you pay)
$149,881
Cash or secondary financing
Monthly savings
$1,088
Versus today's market rate
Est. savings per year
$13K
Versus today's market rate

About this home

Move-in ready in Ghost Ranch! This spacious 2-story home offers a flexible floor plan with fresh updates and room to grow. Enjoy new carpet throughout (8/26), fresh interior paint upstairs, a newer A/C (2021), and a new downstairs shower/tub (8/26). The main-level bedroom and full bathroom are perfect for guests, a home office, or multigenerational living. Upstairs features a spacious loft, secondary bedrooms, and a generous primary suite with dual sinks and a walk-in closet. Step outside to a covered patio and large backyard with plenty of room to create your own outdoor retreat. Conveniently located near I-10, shopping, dining, entertainment and more, with easy access to Phoenix and Tucson. Fresh updates, flexible living space, and a great location--this Ghost Ranch home is ready!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $149,881. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,258
Property typeSingle Family
MLS #7078436
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$888/mo
Source est. payment (PITI)
$1,175/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$149,881

Asking price minus remaining loan balance. Closing costs are additional.

$0$149,881
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.