Charming and conveniently located in North Phoenix with easy access to the Loop 101! This inviting home features two bedrooms, two bathrooms, and a two car garage. The spacious great room offers vaulted ceilings and French doors that open to the backyard. A covered patio, real grass, generous side yard space, and no neighbors directly behind create a private and enjoyable outdoor setting. Close to scenic trails, outdoor recreation, shopping, dining, and everyday conveniences.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $86,263. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.