Better than new home in Surprise ideally located just off Loop 303 & close to schools, shopping and restaurants! Spacious two-story Mattamy Osborn floor plan offering 4 large bedrooms, 2.5 baths, great room plus living room/dining space with loft and laundry upstairs. 3-car tandem garage. Beautifully upgraded gourmet kitchen with stainless steel appliances including gas cooktop, built-in oven, microwave and hood. Kitchen is complimented by 42'' upper cabinets, quartz countertops and tiled backsplash. Wood tile flooring throughout downstairs, upgraded stair railing, two tone paint, fans and window coverings. The private and professionally finished backyard features a covered back patio, pavers, turf and gas fire pit. This beautiful home looks and feels new and needs to be seen in person!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $37,235. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.