Properties / 22432 W KIMBERLY Drive
VA ASSUMABLERate: 5.22%

22432 W KIMBERLY Drive

$420,000
Buckeye, AZ 85326
4 beds2 baths1,834 sqftSingle Family
The assumable advantage
5.22%
VA assumed rate
$84,383 interest already paid off
Estimated Loan Balance$384,082
Cash to close$36,493
Est. Monthly PITI$2,585
Initial Loan Amount$407,990
Time on site43 days
Remaining Term26 years
Seller's equity (what you pay)
$35,918
Cash or secondary financing
Monthly savings
$225
Versus today's market rate
Est. savings per year
$3K
Versus today's market rate

About this home

Single-level living done right. This ranch-style Meritage home (2022) features a smart split floor plan with the primary suite tucked away for privacy -- walk-in closet, double vanity, and 1,834 sq ft of well-designed space. 4 bedrooms, 2 baths total. Tile flooring, granite counters, kitchen island, and stainless appliances with reverse osmosis. An owned water softener, smart home features, and solar panels add efficiency. Outside: synthetic turf, custom pavers, and both a covered and screened patio on a North/South lot. Community playground and walking paths in a desirable neighborhood. Close to a new shopping area with restaurants. Make this your next home.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $35,918. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet1,834
Property typeSingle Family
MLS #7060209
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,252/mo
Source est. payment (PITI)
$2,585/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$35,918

Asking price minus remaining loan balance. Closing costs are additional.

$0$35,918
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.