Assumable VA loan on this home with a 3.25% interest rate. Monthly payments under $1,800 per month. PITI!! Paid off solar! Valued at 40K . This homes is a 3 Bed 2 bath. Across from the Golf Course! Offering 1,600 sq. ft. of thoughtfully designed living space. The island kitchen is a true highlight, featuring two pantries, stainless steel appliances, built-in microwave, sleek stainless steel counters, and a convenient breakfast bar. Gorgeous tile flooring flows through the main living areas, with comfortable carpet in the bedrooms and soaring 9-foot ceilings throughout. You'll also appreciate the abundant recessed lighting, ceiling fans. The primary suite offers a double vanity, stunning tiled walk-in shower with glass doors, and a spacious walk-in closet complete with built-in shelving. The secondary bathroom also includes a beautiful tile surround. Additional features include energy-efficient spray foam insulation, a tile roof, block fencing, 2-car garage, a cobblestone driveway, an a RV gate with RV parking,
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $29,424. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.