Properties / 3904 S Santa Clara Road
FHA ASSUMABLERate: 6.78%

3904 S Santa Clara Road

$225,000
Williams, AZ 86046
3 beds2 baths sqftSingle Family
The assumable advantage
6.78%
FHA assumed rate
$27,799 interest already paid off
Estimated Loan Balance$167,893
Cash to close$57,447
Est. Monthly PITI$1,367
Initial Loan Amount$171,830
Time on site36 days
Remaining Term27 years, 8 months
Seller's equity (what you pay)
$57,107
Cash or secondary financing
Monthly savings
$206
Versus today's market rate
Est. savings per year
$2K
Versus today's market rate

About this home

DESTINATION GRAND CANYON! Just South of the South Rim, get ready to be Immersed in the quiet Juniper Pines and starry night skies of Northern Arizona. One mile off highway 180, this neat manufactured home with split floor plan (three 3beds, 2 bath) , includes 2 neighboring lots in the sale. Experience fully off-grid and sustainable living with 360 degree views, scenic walking paths with solar lights, ,perimeter fence, multiple sheds, OWNED solar power system, generator , a 250-gallon OWNED propane tank,new water pump and below ground 2000 gallon water tank. Water delivery available. Call today.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $57,107. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Property typeSingle Family
MLS #205416
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,121/mo
Source est. payment (PITI)
$1,367/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$57,107

Asking price minus remaining loan balance. Closing costs are additional.

$0$57,107
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.