Properties / 10 CALLE DEL MEDIO
VA ASSUMABLERate: 6.49%

10 CALLE DEL MEDIO

$749,000
Sedona, AZ 86336
3 beds3 baths2,760 sqftSingle Family
The assumable advantage
6.49%
VA assumed rate
$115,432 interest already paid off
Estimated Loan Balance$473,838
Cash to close$274,599
Est. Monthly PITI$3,514
Initial Loan Amount$495,500
Time on site1 day
Remaining Term26 years, 5 months
Seller's equity (what you pay)
$275,162
Cash or secondary financing
Monthly savings
$1,288
Versus today's market rate
Est. savings per year
$15K
Versus today's market rate

About this home

Rarely does an end unit come with this much privacy or this view. Wake up to Thunder Mountain and Coffee Pot framing your mornings, in a home that has already done the work for you: a complete kitchen and bath renovation, all-new windows, solid wood interior doors, a re-framed and refinished front entry, and bamboo flooring in bedrooms (upstairs) The living room's recessed lighting sets the stage for a glass electric fireplace with a heat setting and color-changing light, the kind of detail that turns an ordinary evening into an occasion. Upstairs, every room carries the same refined, move-in-ready feel. Sellers are licensed Arizona Realtors.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $275,162. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms3
Square feet2,760
Property typeSingle Family
MLS #7078191
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$3,129/mo
Source est. payment (PITI)
$3,514/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$275,162

Asking price minus remaining loan balance. Closing costs are additional.

$0$275,162
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.