Possible VA Loan Assumption at 3.125% for eligible VA Buyers. Welcome to Sienna Hills! Owned Solar. Nestled among the White Tank mountains, you will find this move in ready home complete with community amenities such as pool, spa, gym, parks and walking trails throughout. This home is within easy access to the I-10 and 303 freeways and at the center of major development bringing unrivaled shopping and dining only 1.5 miles away. Upon entry from the covered front porch, you find a living room or perhaps a home office. Next you pass into the large kitchen with oversized island, abundant cabinet space, walk-in pantry and upgraded appliance package. The dining area flows into the large bright family room. Expansive paneled patio doors take you out to your outdoor entertainment space Sweeping ceiling heights bring you upstairs to the loft, perfect for a home office, playroom, gym, or relaxation space. The primary suite is spacious with walk-in closet that has direct entry to the laundry room. Dual vanities and large walk-in shower, and additional linen space complete this retreat. On the opposite side of the loft, you will find 3 additional bedrooms larger than your typical new build and appointed with multiple windows that bring in natural light throughout. Owned solar makes this already energy efficient home even more attractive. Find yourself living and working in one of the fastest growing cities in the west.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $168,990. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.