Beautifully upgraded end-unit townhome in the sought-after Mosaic at Layton Lakes community. Built in 2021, this 3-bedroom, 2.5-bath residence offers 1,422 SF of stylish, low-maintenance living with smart home technology including WiFi connectivity and smart lock access. The open-concept floor plan features Luxury Vinyl Plank flooring, abundant natural light, rich wood cabinetry, granite countertops, and a spacious kitchen overlooking the living and dining areas. Upstairs offers a desirable split layout with a private primary suite featuring a walk-in closet, dual executive-height vanities, granite counters, and an upgraded tiled walk-in shower. Loft space, upstairs laundry, and attached 2-car garage add convenience. Enjoy community pool, spa, playgrounds, picnic areas, and walking paths.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $89,082. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.