One-Acre Lot • RV Parking • Workshop Potential • Large Lot • Room for Toys • Mountain Home • Pine, Arizona One-acre lot! RV parking! Large usable lot! Workshop potential! Room for boats, trailers, ATVs, UTVs, campers, and all your mountain toys! This charming 2-bedroom, 1-bath mountain home offers the rare combination of a smaller, low-maintenance home on a spacious level one-acre parcel surrounded by towering Ponderosa Pines and scenic mountain views. Inside, you'll find comfortable living plus an additional flex space adjacent to the laundry room that's ideal for a home office, den, hobby room, craft room, or reading area. The expansive, level property offers exceptional flexibility with plenty of room for a detached garage, oversized workshop, metal building, RV garage, guest house, casita, additional storage, or future home expansion (buyer to verify all zoning, septic, building, and Gila County requirements). Whether you're looking for a full-time residence, vacation home, weekend cabin, Airbnb or short-term rental opportunity, retirement home, or investment property, this property offers endless possibilities. Enjoy level land that's easy to access, mature Ponderosa Pines, mountain views, abundant wildlife, and outdoor space for entertaining, gardening, or simply relaxing in the cool mountain air. Small home with a big lot properties are becoming increasingly difficult to find in Pine. If you've been searching for usable land, RV parking, workshop space, extra parking, room for recreational vehicles, and future expansion potential, this mountain retreat is an opportunity you won't want to miss.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $274,322. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.