Imagine pulling into your driveway after a long day, opening the door, and instantly feeling at home. Sunlight pours through plantation shutters, reflecting off the rich cherrywood cabinetry as you gather around the kitchen island. Brand-new KitchenAid stainless-steel appliances make every meal feel a little more special, while the open layout keeps everyone connected--whether you're hosting friends, celebrating holidays, or simply enjoying a quiet evening at home. The owner's suite becomes your private retreat, complete with a relaxing soaking tub, separate shower, dual sinks, and a generous walk-in closet. Step outside to your own backyard oasis, where evenings are spent unwinding in the spa beneath the gazebo, entertaining friends, or simply taking in Arizona's beautiful sunsets. Life here extends well beyond your front door. Just minutes away, the vibrant Prasada shopping and entertainment district offers everything you need--from popular restaurants and casual dining to coffee shops, boutiques, grocery stores, and major retailers. Whether you're meeting friends for dinner, enjoying a movie night, shopping at Costco or Target, or spending a fun-filled afternoon at nearby attractions like Uptown Alley or Surprise's growing entertainment scene, convenience and recreation are always close to home. This meticulously maintained 3-bedroom, 2-bath home is truly move-in ready, featuring a new KitchenAid appliance package, new sink and faucet, upgraded carpet, 18-inch tile flooring, ceiling fans, a finished garage with epoxy floors, LED lighting, and a smart garage door opener. Major updates provide peace of mind, including a 2022 A/C and furnace, 2020 water heater, 2019 exterior paint, fresh interior paint, and an included security system. To make this opportunity even more attractive, the seller is offering up to a $15,000 credit toward an interest rate buy-down or buyer closing costs with an acceptable offer--helping reduce your monthly payment and making homeownership even more attainable. This isn't just another house--it's a place to build memories, enjoy an incredible lifestyle, and begin your next chapter in one of Surprise's most desirable and convenient locations.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $212,034. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.