Properties / 4235 BIG BEND Street
VA ASSUMABLERate: 6.87%

4235 BIG BEND Street

$300,000
Sierra Vista, AZ 85650
4 beds2 baths1,600 sqftSingle Family
The assumable advantage
6.87%
VA assumed rate
$39,850 interest already paid off
Estimated Loan Balance$275,595
Cash to close$24,405
Est. Monthly PITI$2,142
Initial Loan Amount$281,395
Time on site12 days
Remaining Term28 years
Seller's equity (what you pay)
$24,405
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Don't miss this updated 4-bedroom, 2-bath home, which offers approximately 1,600 sq. ft. with an open, functional layout. Features include new kitchen appliances, a whole-house water softener, filtered water tap, new washer and dryer, and LVP flooring in all bedrooms. Enjoy a covered patio, 2-car garage, and a backyard that opens to the community walking path and scenic wash. Holiday amenities include a community pool, gym, and walking paths, with convenient access to shopping, dining, Hwy 92, and Fort Huachuca.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $24,405. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet1,600
Property typeSingle Family
MLS #7073318
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,849/mo
Source est. payment (PITI)
$2,142/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$24,405

Asking price minus remaining loan balance. Closing costs are additional.

$0$24,405
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.