Country charm meets modern updates on this beautifully remodeled home situated on 1.07 acres! Whether you're dreaming of a small hobby farm, looking for room for your animals, or searching for a move in ready home with excellent rental potential, this property has it all. Inside, you'll find a thoughtfully updated interior featuring four mini split systems for personalized comfort, a remodeled kitchen with updated cabinetry, countertops, backsplash, and sink. The bathroom has also been beautifully remodeled with new cabinetry, vanity, sink, and a tiled shower. New interior paint, updated flooring, light fixtures, plumbing fixtures, and electrical outlets throughout the home complete the fresh, modern feel. Step outside and you'll discover everything you need to enjoy country living. The fully usable property includes an enclosed carport, four storage sheds, a chicken coop, two water spigots conveniently located near the animal area, a 3,000 gallon hauled water storage tank, and plenty of space for horses, chickens, other animals, RVs, trailers, and all your toys. The exterior was painted in 2022, and the property offers paved road access, beautiful mountain views, and the perfect balance of peaceful country living with the convenience of being just minutes from town. With no HOA, excellent rental potential, and room to make the property your own, this is a rare opportunity to enjoy the freedom and versatility that Chino Valley living has to offer. If you've been searching for an affordable country property that's already been updated and is ready for you to enjoy, this is one you won't want to miss.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $93,759. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.