Properties / 15130 W MORELAND Street
VA ASSUMABLERate: 3.12%

15130 W MORELAND Street

$449,000
Goodyear, AZ 85338
3 beds3 baths1,897 sqftSingle Family
The assumable advantage
3.12%
VA assumed rate
$57,096 interest already paid off
Estimated Loan Balance$386,687
Cash to close$63,133
Est. Monthly PITI$2,154
Initial Loan Amount$426,557
Time on site23 days
Remaining Term25 years, 6 months
Seller's equity (what you pay)
$62,313
Cash or secondary financing
Monthly savings
$814
Versus today's market rate
Est. savings per year
$10K
Versus today's market rate

About this home

SOLAR PAID IN FULL! Beautiful 3-Bedroom + Den Home in Estrella Commons! You'll LOVE this beautiful home in Estrella Commons, featuring SOLAR PANELS THAT ARE PAID IN FULL--a fantastic benefit for the new homeowner! This thoughtfully designed home offers 3 bedrooms, 2.5 bathrooms, PLUS a versatile den that can easily be used as a home office, study, playroom, or even a man cave. With a 2-car garage and paver driveway, this home has great curb appeal with low-maintenance desert landscaping. Step inside to discover high ceilings, abundant natural light, a neutral color palette, and beautiful wood-look tile flooring throughout the main living areas, with soft carpet in the bedrooms. The open-concept floor plan creates an inviting space that flows seamlessly from room to room and is perfect for both everyday living and entertaining. The gourmet kitchen is sure to impress, featuring granite countertops, a subway tile backsplash, recessed lighting, ample cabinetry with crown molding, a large island with breakfast bar, and stainless-steel appliances, including a gas cooktop. The spacious primary suite offers a walk-in closet and a beautiful ensuite bathroom complete with dual sinks, a relaxing soaking tub, and a glass-enclosed shower. With 3 bedrooms, 2.5 bathrooms, a flexible den, an open-concept layout, and SOLAR PANELS ALREADY PAID IN FULL, this home offers comfort, functionality, and added value in the desirable Estrella Commons community. Come see why you'll LOVE calling this home!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $62,313. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms3
Square feet1,897
Property typeSingle Family
MLS #7068466
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,834/mo
Source est. payment (PITI)
$2,154/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$62,313

Asking price minus remaining loan balance. Closing costs are additional.

$0$62,313
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.