Properties / 3317 E HAYFIELD Way
FHA ASSUMABLERate: 6.94%

3317 E HAYFIELD Way

$530,000
San Tan Valley, AZ 85140
4 beds3 baths2,525 sqftSingle Family
The assumable advantage
6.94%
FHA assumed rate
$82,097 interest already paid off
Estimated Loan Balance$502,589
Cash to close$28,877
Est. Monthly PITI$3,954
Initial Loan Amount$513,025
Time on site50 days
Remaining Term27 years, 9 months
Seller's equity (what you pay)
$27,411
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Beautiful single-level home featuring 4 bedrooms, 3 bathrooms, and a private attached casita with its own separate entrance, perfect for guests, multi-generational living, a home office, or flex space. Popular split floor plan with tile flooring throughout the main living areas, neutral finishes, and an open-concept design. The kitchen opens to the spacious great room, creating an ideal space for everyday living and entertaining. Enjoy a low-maintenance backyard with artificial turf, garden, mature landscaping, a covered patio, and plenty of room to relax. Conveniently located near parks, schools, shopping, dining, and commuter routes.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $27,411. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,525
Property typeSingle Family
MLS #7035585
CountyMaricopa County
Assumable loanFHA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$3,406/mo
Source est. payment (PITI)
$3,954/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$27,411

Asking price minus remaining loan balance. Closing costs are additional.

$0$27,411
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.