Properties / 13532 W SIERRA VISTA Drive
VA ASSUMABLERate: 2.98%

13532 W SIERRA VISTA Drive

$995,000
Glendale, AZ 85307
3 beds4 baths3,191 sqftSingle Family
The assumable advantage
2.98%
VA assumed rate
$72,469 interest already paid off
Estimated Loan Balance$461,505
Cash to close$544,423
Est. Monthly PITI$2,634
Initial Loan Amount$505,850
Time on site50 days
Remaining Term25 years
Seller's equity (what you pay)
$533,495
Cash or secondary financing
Monthly savings
$3,684
Versus today's market rate
Est. savings per year
$44K
Versus today's market rate

About this home

Take advantage of a temporary 2%/1% interest rate buydown for first 24 months with seller lending partner. Buyer is not required to use the preferred lender to purchase the property. Ask the listing agent for details. The massive great room is perfect for gatherings. Featuring a 2-room guest suite w/ full bath, linen, walk-in closet, 3 bedrooms + open flex space that can easily convert to 4 or even 5 bedrooms! The entertainer's kitchen boasts an extended island. White plantation shutters throughout. Paver driveway, private front courtyard, extended rear patio leading to a 1,476 sq ft Super Garage-a 4-car tandem / RV garage, fully insulated with AC! RV gate for parking 2 RVs, 2-50-amp RV outlets in the garage and rear lot. Dive into the custom heated/cooled saltwater pool and hot tub.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $533,495. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms4
Square feet3,191
Property typeSingle Family
MLS #6918083
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,184/mo
Source est. payment (PITI)
$2,634/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$533,495

Asking price minus remaining loan balance. Closing costs are additional.

$0$533,495
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.