Properties / 22831 N 126TH Drive
FHA ASSUMABLERate: 7.09%

22831 N 126TH Drive

$462,400
Sun City West, AZ 85375
4 beds3 baths2,049 sqftSingle Family
The assumable advantage
7.09%
FHA assumed rate
$93,085 interest already paid off
Estimated Loan Balance$420,300
Cash to close$43,369
Est. Monthly PITI$3,446
Initial Loan Amount$432,529
Time on site50 days
Remaining Term27 years
Seller's equity (what you pay)
$42,100
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Turn-key and beautifully upgraded, this spacious 4 bedroom, 3 bath home offers the perfect blend of comfort and functionality. Featuring a desirable floor plan with private mother in law suite within the home and a dedicated play area, there's plenty of space for everyone. Enjoy added privacy with no backyard neighbors and an unbeatable location just minutes from the Loop 303 freeway, providing easy access to shopping, dining, schools and entertainment. With numerous upgrades throughout and move in ready convenience, this home has it all.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $42,100. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,049
Property typeSingle Family
MLS #7040121
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,916/mo
Source est. payment (PITI)
$3,446/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$42,100

Asking price minus remaining loan balance. Closing costs are additional.

$0$42,100
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.