VA Assumable Loan at 3.5%! Welcome home to easy living in the heart of Sun City. This beautifully maintained 2 bedroom, 1 bath home is move in ready, featuring gorgeous wood look ceramic tile flooring throughout for a stylish, durable finish. Located in Arizona's 55 plus active community, enjoy resort style amenities such as golf courses, rec centers, pools, clubs and activities galore. Perfect for downsizing, relocating or embracing the easy Arizona lifestyle. Comfort, community and convenience await!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $170,400. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.