Live the Encanterra lifestyle in this newer Captivate plan near the Algarve Club & pool! This home features a private casita with its own entrance. The casita can alternatively be used as a game room, exercise room, craft room, or office with a guest bedroom. Over $150K in upgrades including a stunning backyard all set against breathtaking mountain views for ultimate privacy and relaxation. pool, pergola, travertine patio, and above-ground spa. Chef's kitchen with large island, gas cooktop, and beautiful cabinetry opens to a great room with custom built-ins. Additional features include a library, spacious primary suite with large closet, owned solar, and mountain views!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $109,236. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.