Properties / 17611 W CALAVAR Road
FHA ASSUMABLERate: 3.45%

17611 W CALAVAR Road

$429,000
Surprise, AZ 85388
5 beds3 baths2,425 sqftSingle Family
The assumable advantage
3.45%
FHA assumed rate
$64,105 interest already paid off
Estimated Loan Balance$394,414
Cash to close$35,381
Est. Monthly PITI$2,561
Initial Loan Amount$432,030
Time on site50 days
Remaining Term25 years, 7 months
Seller's equity (what you pay)
$34,586
Cash or secondary financing
Monthly savings
$594
Versus today's market rate
Est. savings per year
$7K
Versus today's market rate

About this home

The search is finally over! This lovely 5-bedroom, 3-bath home in Sierra Montana features an inviting living room with high ceilings, a neutral palette, blinds, and durable tile flooring. The spacious great room is perfect for relaxing evenings with loved ones. Culinary adventures await in the gourmet kitchen, equipped with solid surface counters, ample cabinetry, chic pendant lighting, sleek stainless steel appliances, a pantry, and an island with a breakfast bar. Upstairs, you'll find a sizeable loft that provides a versatile space for work or relaxation. The primary bedroom features a private bathroom with dual sinks and a convenient walk-in closet. Spend peaceful afternoons in the backyard, complete with a covered patio and a refreshing pool to cool off on hot days. Make it yours now!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $34,586. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms5
Bathrooms3
Square feet2,425
Property typeSingle Family
MLS #7056223
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,936/mo
Source est. payment (PITI)
$2,561/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$34,586

Asking price minus remaining loan balance. Closing costs are additional.

$0$34,586
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.