Welcome to 21817 W Harding Ave, a spacious single-level Wittmann home offering 3 bedrooms, 2 bathrooms and approximately 1,976 sq ft on a 7,000 sq ft lot. Built in 2007, this home offers a comfortable, functional layout with generously sized living and dining areas, vinyl and tile flooring throughout and plenty of room to make it your own. The large kitchen features abundant wood cabinetry, a center island with breakfast-bar seating, ample counter space and an eat-in area. The oversized primary suite includes private access to the covered outdoor area, while the primary bath offers a double vanity, separate soaking tub and shower. Two additional bedrooms, a full secondary bath and dedicated laundry area complete the interior. Out back is where this home really invites you to enjoy Arizona living. The established desert-style yard features mature trees and vegetation, covered outdoor space and ramada/gazebo-style areas that are perfect for weekend barbecues, family gatherings, birthday celebrations or simply relaxing outdoors with friends. There's plenty of room to entertain and still plenty of opportunity to add your own touches and create a backyard retreat that feels like home. An attached 2-car garage, driveway parking and RV gate/rear access add even more versatility. And one more thing buyers will appreciate: No HOA! Enjoy the quieter pace and open feel of Wittmann desert living while still being within convenient reach of Phoenix and the Northwest Valley. Everyday necessities are nearby, with local shopping, dining and the Wittmann Post Office close to home, plus additional services, fuel and dining options along US-60/Grand Ave. With nearly 2,000 sq ft of living space, an inviting backyard made for gathering and the freedom of no HOA, This home offers a comfortable place to make home with a little more breathing room from the city.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $36,111. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.