Properties / 1309 S 239TH Drive
VA ASSUMABLERate: 3.5%

1309 S 239TH Drive

$444,990
Buckeye, AZ 85326
4 beds3 baths1,855 sqftSingle Family
The assumable advantage
3.5%
VA assumed rate
$0 interest already paid off
Estimated Loan Balance
Cash to close$444,990
Est. Monthly PITI$233
Initial Loan Amount
Time on site5 days
Remaining Term
Seller's equity (what you pay)
Cash or secondary financing
Monthly savings
Versus today's market rate
Est. savings per year
Versus today's market rate

About this home

VA VA VA BOOM!! aren't you so glad you found me! I'm just a youngster I'm ready to close and I am so *HIP* I have SMART HOME TECHNOLOGY! I'm adorable with 12 X 24 STAGGERD Tile - a huge kitchen island to show off - Stainless Steel appliances - smooth top range WITH AIR FRYER - microwave - blinds on all windows - EV plug and garage door opener - all rooms pre-wired for lights ceiling fans -Beautiful Cabinets - Pest Control tubes - Garage Coach lights - DOUBLE GATE - SOFT WATER LOOP AND APPLIANCE - 9' high ceilings - front yard landscape timer/drip system - 4 bedrooms with 2 1/2 bathrooms - desert landscaped backyard - I'm a true treasure you will be so proud to own me!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity — the difference between the sale price and the remaining loan balance. This seller has not published their balance yet; ask us and we'll confirm it with the lender. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet1,855
Property typeSingle Family
MLS #7076777
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
Source est. payment (PITI)
$233/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

The loan details needed to estimate principal and interest are unavailable.

Estimated equity gap

Asking price minus remaining loan balance. Closing costs are additional.

Confirm the current loan balance and equity requirement with an agent before estimating cash needed.