2.9% VA ASSUMABLE LOAN OPPORTUNITY! VA-eligible buyers, take a look! This move-in ready 3-bedroom, 3.5-bath, 3-story home is now offered at $310,000 following a $5K price improvement. Qualified VA buyers may have the opportunity to assume the seller's existing VA loan at an attractive 2.9% interest rate, subject to lender and VA approval. Enjoy a 2-car garage, whole-home water filtration system, and a convenient location just minutes from Topgolf, Buc-ee's, and the upcoming Cooper's Hawk Winery & Restaurant near 107th Ave & McDowell. Ask your agent about the VA loan assumption opportunity and schedule your showing today!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $25,068. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.