Original owner, well-maintained single-level home with open-concept living. The kitchen features granite countertops, stainless steel appliances, center island, walk-in pantry, and staggered cabinetry - ideal for everyday living and entertaining. Neutral finishes throughout with tile in wet and high traffic areas and carpet in the main living space and bedrooms. The primary suite offers dual sinks, a separate shower and soaking tub, and a spacious walk-in closet. Additional highlights include 9-ft ceilings, a 2.5-car garage with 8-ft door, ample storage, and a covered back patio. The backyard offers a good amount of space with low-maintenance desert landscaping, pavers, and turf - great for relaxing or play. Clean, move-in ready, and pride of ownership shows.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $160,097. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.