Properties / 3820 E LITTLER Court
VA ASSUMABLERate: 3.38%

3820 E LITTLER Court

$390,000
Sierra Vista, AZ 85650
4 beds3 baths2,497 sqftSingle Family
The assumable advantage
3.38%
VA assumed rate
$100,945 interest already paid off
Estimated Loan Balance$173,582
Cash to close$219,019
Est. Monthly PITI$1,461
Initial Loan Amount$256,885
Time on site50 days
Remaining Term16 years, 3 months
Seller's equity (what you pay)
$216,418
Cash or secondary financing
Monthly savings
$1,142
Versus today's market rate
Est. savings per year
$14K
Versus today's market rate

About this home

BACK ON THE MARKET, NO FAULT OF THE SELLER! Nestled on a quiet cul-de-sac in a desirable neighborhood, this exceptional home offers space & comfort inside and out. The expansive backyard is complete with a designated play area & ample room to add a refreshing pool! Inside, you'll find 4 generously sized bedrooms and 2.5 bathrooms plus a dedicated office space featuring built-in cabinetry and desks - ideal for working from home or managing daily tasks. The kitchen is a chef's delight with a convenient breakfast bar, an abundance of cabinets & counter space and a large pantry. Relax in the spacious living room by the cozy fireplace, or step outside to entertain guests on the large covered patio overlooking the oversized backyard & play area where there is ample space to park your RV! NO HOA!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $216,418. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,497
Property typeSingle Family
MLS #7028675
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,158/mo
Source est. payment (PITI)
$1,461/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$216,418

Asking price minus remaining loan balance. Closing costs are additional.

$0$216,418
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.