House has been under contract with approval TWICE and buyer has backed out each time before even having inspection, over personal reasons BOTH times. BANK IS WILLING TO PAY CLOSING COSTS TO BUYER. This open-concept home features stainless steel appliances, a breakfast bar, and a cozy electric fireplace. The primary suite offers a spacious double walk-in shower and a large walk-in closet. Enjoy a low-maintenance backyard with covered patio, artificial turf, and privacy wall. Owned APS solar provides energy credits with no payment. Split bedrooms, custom barn door, and a versatile den add flexibility. Community amenities include splash pads, playgrounds, softball fields, and a school just down the street in the beautiful Festival Community. Come check out this one for yoursel
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
Confirm the current loan balance and equity requirement with an agent before estimating cash needed.