Properties / 3022 S 105TH Glen
FHA ASSUMABLERate: 2.74%

3022 S 105TH Glen

$414,990
Tolleson, AZ 85353
4 beds2 baths1,895 sqftSingle Family
The assumable advantage
2.74%
FHA assumed rate
$39,867 interest already paid off
Estimated Loan Balance$248,756
Cash to close$167,981
Est. Monthly PITI$1,714
Initial Loan Amount$281,801
Time on site50 days
Remaining Term24 years, 7 months
Seller's equity (what you pay)
$166,234
Cash or secondary financing
Monthly savings
$1,287
Versus today's market rate
Est. savings per year
$15K
Versus today's market rate

About this home

This beautiful 4-bedroom, 2full-bath home offers the perfect blend of comfort, style, and convenience. From the moment you arrive, you'll notice the well-maintained exterior and inviting curb appeal of this beautiful corner Lot. Inside, the home features a spacious and open layout with plenty of natural light throughout. The generously sized bedrooms provide ample space for family members or guests, while the two full bathrooms offer modern fixtures and comfortable functionality. The kitchen and living areas are designed for both everyday living and entertaining, creating a warm and welcoming atmosphere. This property is also conveniently located near a variety of stores, restaurants, and essential services, making daily errands quick and easy.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $166,234. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet1,895
Property typeSingle Family
MLS #7040059
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,160/mo
Source est. payment (PITI)
$1,714/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$166,234

Asking price minus remaining loan balance. Closing costs are additional.

$0$166,234
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.