Ideal for location to University & 101 Beautiful townhome and tiled roof community. Private gated courtyard entrance~Nicely landscaped w no water artificial turf-Vaulted ceilings~Open floor plan~breakfast bar opens to Great room w/ frpl~Split bedroom plan for guest privacy~fenced backyard~Enjoy Spacious Private Community Pool (drive around to the center of the complex)~Close to shopping, restaurants, entertainment, parks
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $22,848. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.