Properties / 17302 W GRETNA Street
VA ASSUMABLERate: 6.5%

17302 W GRETNA Street

$1,100,000
Surprise, AZ 85388
6 beds5 baths3,765 sqftSingle Family
The assumable advantage
6.5%
VA assumed rate
$48,258 interest already paid off
Estimated Loan Balance$740,008
Cash to close$360,701
Est. Monthly PITI$5,217
Initial Loan Amount$746,212
Time on site49 days
Remaining Term29 years, 1 month
Seller's equity (what you pay)
$359,992
Cash or secondary financing
Monthly savings
$1,761
Versus today's market rate
Est. savings per year
$21K
Versus today's market rate

About this home

Not all homes in Sterling Grove are created equal. This rare Ballantyne Craftsman model combines a coveted 6-bedroom, 5-bath floor plan with one of the community's largest backyards, an impressive 11,261 sq. ft. lot. Rich upgraded wood flooring flows throughout, complemented by statement chandelier lighting, designer island pendants, and upgraded ceiling fans. The heart of the home is a beautifully appointed kitchen featuring a built-in stainless-steel refrigerator, expansive island, and custom wine bar. Whether hosting a crowd or enjoying a quiet evening at home, this residence offers the space, style, and flexibility rarely found in Sterling Grove's premier gated golf community. When only the exceptional will do, this is the one that truly stands above the rest.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $359,992. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms6
Bathrooms5
Square feet3,765
Property typeSingle Family
MLS #7057983
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$4,726/mo
Source est. payment (PITI)
$5,217/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$359,992

Asking price minus remaining loan balance. Closing costs are additional.

$0$359,992
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.