Properties / 10320 W CORTE DEL SOL ESTE
FHA ASSUMABLERate: 6.99%

10320 W CORTE DEL SOL ESTE

$225,000
Sun City, AZ 85351
2 beds2 baths1,348 sqftSingle Family
The assumable advantage
6.99%
FHA assumed rate
$36,647 interest already paid off
Estimated Loan Balance$231,991
Cash to close$0
Est. Monthly PITI$1,881
Initial Loan Amount$235,653
Time on site50 days
Remaining Term27 years, 9 months
Seller's equity (what you pay)
$0
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Welcome to this charming 2-bedroom, 2-bath home in the Adult Community of Sun City. Enjoy brick accents, a lovely lawn, carport, and a private back patio. The bright living and dining area features wood-style flooring, and stylish lighting. French doors in the family room open to the patio for easy entertaining. An separate secondary patio is located in back. The updated kitchen has new appliances, granite counters, mosaic backsplash, plantation shutters, plenty of cabinetry, and a pantry. The main bedroom offers a vanity, private bath, and walk-in closet. Interior paint, A/C and sewer updated. Brand new roof 2026

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet1,348
Property typeSingle Family
MLS #6956404
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,580/mo
Source est. payment (PITI)
$1,881/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap

Asking price minus remaining loan balance. Closing costs are additional.

Confirm the current loan balance and equity requirement with an agent before estimating cash needed.