Properties / 2065 E LOS LAGOS Drive
FHA ASSUMABLERate: 2.76%

2065 E LOS LAGOS Drive

$460,000
Fort Mohave, AZ 86426
4 beds3 baths2,367 sqftSingle Family
The assumable advantage
2.76%
FHA assumed rate
$90,937 interest already paid off
Estimated Loan Balance$648,988
Cash to close$0
Est. Monthly PITI$3,856
Initial Loan Amount$720,000
Time on site36 days
Remaining Term25 years, 2 months
Seller's equity (what you pay)
$0
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

*HUGE PRICE DROP* Have you been looking for the PERFECT CASITA HOME? Here it is in the highly desire Gated Community Of LOS LAGOS where amenities are plenty and the neighbors are Neighborly! Enjoy Country Club living next to the LOS LAGOS GOLF COURSE a public place with restaurant and Bar! This 4 bedroom including Full separate Casita makes ownership options full of of choices to Live here Fulltime with family with Casita, Perfect for the In Laws, Aging Parents, Teenagers wanting Privacy, Guest House with perfect opportunity to offer the Casita as a Rental to snowbirds or yearly rental and even the main house for maximum rental income income! The home and Casita are adorned in many LUXE FEATURES and is locate ON THE LAKE allowing electric boating, canoeing, and paddleboarding for your activities and CATH & RELEASE FISHING from your private dock! Tiled floors and counters, Sunlen Living Room, Arched entry ways and Vaulted Ceilings complete with fans add a touch of Class. The rear patio boasts a covered deck great foliage and plants with ample space for private lake viewing, a perfect place to enjoy amazing sunrises and sunsets, and evening starry skies that will blow your mind away. This house outfitted with" THE GENERAC FULL HOME GENERATOR SYSTEM" costing $20,000 and will power your house through any failure of electrical power systems. Live with peace of mind. The Community is the best around and most desired for amenities like PICKLEBALL, TENNIS, BASKETBALL, POOL and SPA along with walking paths and so much more plus WORKOUT ROOM, EXERCISE ROOM for YOGA, LINE DANCING In the 2 story Clubhouse where activities are organized and held. You owe it to yourself before settling anywhere else to view the best in Mohave County. Buyer and Buyer's agent to verify all pertinent information and facts including the mls data

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,367
Property typeSingle Family
MLS #038437
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,983/mo
Source est. payment (PITI)
$3,856/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap

Asking price minus remaining loan balance. Closing costs are additional.

Confirm the current loan balance and equity requirement with an agent before estimating cash needed.