Beautiful townhouse in gated community located in Mesa not far from the US 60 for easy access! Home has light tile throughout. Large great room with picture windows. Kitchen has breakfast bar and stainless steel appliances. Formal dining room leading to large laundry room. Master suite has and full bath. Guest rooms are complete with neutral carpet and ceiling fans. Full guest bathroom. Backyard has covered patio. This unit comes with two additional parking passes, very rare in this complex! Close to the pool but not too close!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $196,376. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.