Properties / 15029 W BOTTLE TREE Avenue
VA ASSUMABLERate: 5.41%

15029 W BOTTLE TREE Avenue

$399,900
Surprise, AZ 85374
3 beds2 baths1,386 sqftSingle Family
The assumable advantage
5.41%
VA assumed rate
$97,900 interest already paid off
Estimated Loan Balance$442,187
Cash to close$0
Est. Monthly PITI$2,876
Initial Loan Amount$465,465
Time on site50 days
Remaining Term26 years, 1 month
Seller's equity (what you pay)
$0
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Turnkey Kingswood Parke showpiece on a premium corner lot! Fully updated in 2022 with fresh designer flooring, lighting & fans, this home wows from the moment you walk in. Jaw-dropping kitchen with quartzite counters, statement island, stone backsplash, soft-close shaker cabinets & stainless appliances creates a true entertainer's hub. Spa-inspired baths feature modern vanities, luxe finishes & a beautifully tiled master shower. Primary suite boasts a customized walk-in closet that keeps everything dialed in. Step outside to your private resort: zen rock garden, sparkling pool, shade sails & covered patio built for parties or quiet nights in. Eye-catching curb appeal, epoxy 2-car garage, interior laundry, plus lakes, walking paths & playgrounds just moments away--this one hits different!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,386
Property typeSingle Family
MLS #7018604
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,639/mo
Source est. payment (PITI)
$2,876/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap

Asking price minus remaining loan balance. Closing costs are additional.

Confirm the current loan balance and equity requirement with an agent before estimating cash needed.