Welcome to 23934 W Verlea Dr in Desert Moon Estates! This updated single-story home offers 4 bedrooms and an open, functional layout with upgraded tile flooring throughout. The kitchen features bold black cabinetry, stainless steel appliances, a spacious island, and plenty of room to gather. The primary suite includes a walk-in closet and private bath. Outside, enjoy an extended paver patio, custom gazebo, artificial turf, storage shed, and RV gate. Qualified buyers may have the opportunity to assume the existing FHA loan at a 4.99% interest rate, subject to lender approval. Grant funding may also be available through a preferred lender. Conveniently located near I-10, shopping, dining, and schools.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $49,482. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.