Properties / 24529 W MOHAVE Street
FHA ASSUMABLERate: 6.1%

24529 W MOHAVE Street

$385,000
Buckeye, AZ 85326
4 beds2 baths1,772 sqftSingle Family
The assumable advantage
6.1%
FHA assumed rate
$49,269 interest already paid off
Estimated Loan Balance$345,170
Cash to close$41,163
Est. Monthly PITI$2,445
Initial Loan Amount$348,559
Time on site50 days
Remaining Term37 years, 9 months
Seller's equity (what you pay)
$39,830
Cash or secondary financing
Monthly savings
$319
Versus today's market rate
Est. savings per year
$4K
Versus today's market rate

About this home

BETTER THAN NEW! Welcome to this beautifully upgraded 4-bedroom, 2-bath home with a SPLIT floor-plan in the desirable Village at Sundance in Buckeye. Built in 2023, this nearly new home offers modern design, smart functionality, and true move-in-ready convenience with custom touches like the custom master closet system and the whole home water filtration system with alkaline drinking water in the kitchen. Enjoy an open-concept layout filled with natural light, where the living, dining, and kitchen areas flow seamlessly together -- perfect for entertaining or everyday living. The primary suite is a private retreat featuring a large custom tile walk-in shower and a fully built-out closet system with custom shelving for elevated organization.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $39,830. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet1,772
Property typeSingle Family
MLS #6974486
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,951/mo
Source est. payment (PITI)
$2,445/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$39,830

Asking price minus remaining loan balance. Closing costs are additional.

$0$39,830
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.