Welcome to this beautifully maintained home offering a spacious and functional layout designed for everyday living. The kitchen features granite countertops, maple cabinetry, stainless steel appliances, and plenty of workspace, flowing seamlessly into the main living areas with elegant ceramic tile flooring. The primary suite provides a peaceful retreat with a generous sitting area and private access to a balcony, perfect for enjoying your morning coffee or relaxing at the end of the day. Conveniently located near shopping, dining, golf courses, parks, the White Tank Mountains, the Surprise Aquatic Center, DreamCatcher Park, and Surprise Stadium, this home offers easy access to recreation, entertainment, and everything the area has to offer.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $189,772. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.