Gorgeous newer built Richmond American Home. Lightly lived in. Tons of upgrades. You'll love the flexibility of this floorplan. Open concept kitchen and living room with built in desk and office space in it's own little nook off the family room. 4 bedroom with a den. Centrally located in the heart of CG. Kitchen features beautiful bright cabinets, granite counters & stainless steel appliances. Large primary suite and spacious shower.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $24,407. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.