Properties / 6056 N 30TH Avenue
FHA ASSUMABLERate: 5.52%

6056 N 30TH Avenue

$310,000
Phoenix, AZ 85017
3 beds2 baths1,298 sqftSingle Family
The assumable advantage
5.52%
FHA assumed rate
$62,375 interest already paid off
Estimated Loan Balance$269,643
Cash to close$41,888
Est. Monthly PITI$2,013
Initial Loan Amount$284,747
Time on site50 days
Remaining Term25 years, 11 months
Seller's equity (what you pay)
$40,357
Cash or secondary financing
Monthly savings
$196
Versus today's market rate
Est. savings per year
$2K
Versus today's market rate

About this home

Beautifully updated and truly move-in ready!! This home shines with a brand-new roof, AC unit, water heater, fresh interior paint, new insulation, and all appliances included. This gem features an open-concept layout that flows seamlessly into a modern kitchen with ample cabinetry and a granite island--perfect for entertaining. The primary suite offers a private bath and a spacious closet, creating a comfortable retreat. Step outside to a low-maintenance backyard ideal for relaxing or hosting. Conveniently located near shopping, dining, and major commuter routes. A great blend of style, comfort, and functionality!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $40,357. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,298
Property typeSingle Family
MLS #7030916
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,632/mo
Source est. payment (PITI)
$2,013/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$40,357

Asking price minus remaining loan balance. Closing costs are additional.

$0$40,357
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.